Retirement Weekly: I want to access my 401(k) early. Is a loan the only way?

Dear Dan,

I must be missing something. I don’t want to take a loan against my 401(k) because the interest rate charged is too high, but my plan representative says a loan is the only way to get to my funds. Is that true? Are loans the only way to access 401(k) funds?

Dear reader,


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